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Principal - Enterprise Application Systems & Architecture

Cross River

Cross River

Fort Lee, NJ, USA
Posted on Wednesday, July 19, 2023

Who We Are

Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion.

We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple – our nimble and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated high performers to join our expanding team.

What We’re Looking for

  • The “Principal – Enterprise Systems & Architecture””, plays a critical role for Cross River and will report to the "Head of Enterprise Systems" and should be able to:
    • Provide guidance and directions to Enterprise Systems to ensure solutions adhere to enterprise architecture standards, principles, and guidelines.
    • Evaluate, support the solutioning. and architecture of new solutions being considered within the Enterprise at Cross River.
    • Manage relationships between the functions within the Cross River organization.
    • Provide guidance on new software and/or services being procured and ensure due diligence is done prior to onboarding new software and/or services into the Enterprise.

Roles and Responsibilities

  • Drive evaluation of various tools, technologies, and solutions being procured into the Enterprise.
  • Experience with IT application development methodologies, principles, and practices.
  • Establishment and maintenance of contacts within business units and information system programs to understand business activities and business drivers, business requirements, solutions strategies, alternatives, etc., being considered and/or implemented.
  • Develop relationships with key stakeholders to ensure that solutions deliver expected business value and align to organizational objectives and requirements.
  • Drive collaboration, engagement and partnership with business stakeholders, technical teams to design, develop, and align with organizational objectives while also ensuring that appropriate solutions are being evaluated and considered for onboarding into the Enterprise.
  • Run due diligence to ensure tools and technologies are aligned as fit for use and aligned with overall goals of the Enterprise.
  • Create and maintain enterprise-wide architecture models and roadmaps that align with Enterprise objectives and strategies.
  • Assess new and emerging technologies and present recommendations to meet Enterprise needs.
  • Facilitates and maintains relationships between various functions.
  • Supports the negotiation of contracts to drive value to the Enterprise.
  • Represent the technology group and advocate for standards and best practices.


  • Minimum of 7 years of experience with large-scale enterprise solutioning initiatives, project management and delivery experience. Financial services experience is preferred.
  • Bachelors or master’s in computer science, MIS, or Management
  • Internally and externally recognized expert with the ability to influence the way things are done.
  • Strong technology background with a good knowledge of project and program management, excellence in communication, attention to detail, and the ability to clearly and concisely articulate complex concepts for a variety of audiences
  • Strong knowledge of enterprise architecture frameworks, such as TOGAF, and experience applying them to real-world scenarios.
  • Experiencing designing, developing, implementing, managing, and supporting enterprise-wide solutions.
  • Excellent analytical, problem-solving, and communications skills, with the ability to present complex ideas in a clear and concise manner to technical and non-technical audiences.
  • Ability to work effectively in a fast-paced, dynamic environment, with the ability to prioritize and manage multiple tasks and projects simultaneously.
  • Ability to deal tactfully and diplomatically with others.
  • Adaptable individual who can lead effectively under pressure and through ambiguity and frequent changes.
  • Strong leadership skills with the proven ability to coordinate and influence members across functions.
  • Strong character exhibiting company core values: Integrity, Creativity, Teamwork, Pioneering Spirit, and Ownership
  • Provides transparency and visibility through status reporting on a regular basis to stakeholders and leadership.
  • Coordinating activities with other groups including third party providers
  • Coordinates and facilitates meetings with diverse groups of stakeholders and individuals.
  • Plans and coordinates delivery and dependencies across multiple teams.
  • Promotes/facilitates communication and collaboration across organizations to support solutioning and delivery.

Required Skills

  • Communication, both verbal (e.g., discussions, presentations, etc.) and written (e.g., reports, etc.) and the ability to convey technical nuances in non-technical terms.
  • Group session facilitation.
  • Team leadership.
  • Marketing (“selling” the results of solution / architectural approaches).
  • Analysis and design.
  • Knowledge of software development process and technical skills and ability to identify risks, propose immediate solutions and provide guidance for different areas.
  • Project management skills.
  • Organizational, time management, and monitoring skills: To keep initiatives on schedule and ensure appropriate monitoring is in place for contracts that may be expiring.
  • Change Management
  • Prior financial services experience.
  • Scaled Agile and Squad Fundamentals
  • Excellent Communication and partnering skills.
  • Ability to plan, coordinate and lead meetings and workshops and ensure that meetings and workshops are agenda and objective focused.
  • Ability to translate business requirements to technical requirements.
  • Great attention to detail.
  • Collaborate with executive team members to determine and prioritize initiatives or activities.
  • Ability to work with leadership to deliver, monitor and communicate progress towards goals.
  • Ability to oversee strategic business initiatives from ideation to realization.
  • Ability to identify and help resolve core problems or opportunities within business processes.

Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.


Salary Range: $140,000.00 - $180,000.00

Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.