Who We Are

Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion.

We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple – our nimble, and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated, high performers to join our expanding team.

What We're Looking For

We are looking for a Healthcare Analyst/Associate to join our Healthcare Lending team at Cross River. This role reports directly to the Head of Healthcare Underwriting and Portfolio Management. As the Analyst, you will assist in the full cycle of transactional execution, including preparing deal prescreens, internal credit memoranda, and managing a portfolio of healthcare loans alongside more senior bankers.

Responsibilities:

• Analyze credit and financial information for prospects and existing clients;
• Build financial models to support financing transactions;
• Participate in preparing credit memos for new and existing loans;
• Assist with the legal documentation and closing of new loans;
• Monitor borrower deliverables and track covenant compliance;
• Prepare risk rating evaluations and portfolio level credit monitoring;
• Complete special projects on an ad hoc basis;
• Communicate and interact with prospects, borrowers, internal team members and lending partners.

Qualifications:

• Minimum of 2-3 years of experience in a credit analysis, loan underwriting or portfolio management role with a strong preference in healthcare finance;
• High proficiency in financial statement analysis and Excel-based modeling;
• Demonstrates strong judgment and sound credit skills;
• Strong oral and written communications skills;
• Excellent interpersonal skills;
• Detailed-oriented and self-motivated team player with a strong work ethic;
• Well organized and able to work under pressure, multi-task and meet deadlines;
• Demonstrated proficiency in Microsoft Office;
• Professional integrity.

Education:

• Bachelor's degree with a focus in finance or accounting or similar post-degree work experience

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Salary Range: $75,000.00 - $125,000.00